If you are one of America's 23 million small business owners and require working capital for daily operations, we can help.  At Cartledge Financial, we are experts in the small business finance areas of...

• FACTORING....  Most powerful commercial finance tool available to small and mid-size business owners.  Factoring provides a company with immediate cash advances upon invoices that you normally would wait 30, 45, even 60 or 90 days to collect.  Factoring allows your company to seek business from large, creditworthy customers that demand extended terms of payment when you perform work or deliver products.  Because your credit history is of a secondary nature to factors, this financing tool is the method of choice for young, start up companies unable to obtain lines of credit from banks and more traditional leaders.
• INVENTORY FINANCE....often working hand in hand with Accounts Receivable factoring, Cartledge Financial maintains a database of ready lenders for small business inventories.
• ASSET-BASED LENDING.... for larger companies with extensive credit histories, asset-based lending (revolving lines of credit against inventory and accounts receivable) can provide capital solutions for working capital and growth.
• EXPORT IMPORT TRADE FINANCE .....becoming more important small business owners now exploring the competitive advantages of overseas contract manufacturing, Cartledge Financial can provide expert solutions in the areas of purchase order finance, international factoring, and trade finance.